News
July 2021
Our Investment in Platforms, People & Presence
Investing in our Platforms In our endeavour to remain at the forefront of being an industry leader, we have invested and implemented a number of systems and platforms designed to; Ensure business continuity without disruption in the current environment under...
Our Tax Express 2021 is Ready!
I am pleased to let you know that our 2021 Express Pack is ready! The easiest way to complete your individual tax return for clients looking for a simple way to prepare and provide information online. INFUSION360's Tax Express Pack has been designed for clients who...
INFUSION360 OneLens Service Offering
The Risks of Lodging Tax Returns Early
Some clients are electing to lodge their income tax returns early this year for a variety of reasons, including; Looking at undertaking a property purchase that requires a lending application. This is generally relevant to individual tax payers who converted from...
December 2020
Understanding CGT when you inherit
Receiving an inheritance is always welcome, but people often forget the tax man will take a keen interest in their good fortune. When ownership of an asset is transferred, it triggers a capital gain or loss with potential tax implications. So what are the tax rules...
Positives and Negatives of Gearing
Negatively gearing an investment property is viewed by many Australians as a tax effective way to get ahead. According to Treasury, more than 1.9 million people earned rental income in 2012-13 and of those about 1.3 million reported a net rental loss. So it was no...
November 2020
Why Family Trusts are Back in Favour
Recent changes to the rules around voluntary superannuation contributions which impact the amount you can transfer into a super pension account, have meant that many older Australians are considering setting up a family trust. Trusts can be an effective way for...
Car Expenses on the ATO’s Radar
With almost 4 million Australians making work-related car expense claims, the Australian Tax Office has the practice in its headlights. Not only are they on the lookout for people wrongly claiming, but they are also armed with enhanced technology to check these...
New Tax Shortcut for Employees Working from Home
With many people now working from home because of COVID-19, some of the expenses your employer normally covers – such as electricity, heating and cooling – are coming out of your pocket instead. Some employers provide a daily allowance to help with these additional...
October 2020
Federal Budget 2020-21 OneLens® Analysis
Building a bridge to recovery The 2020 Federal Budget has been billed as one of the most important budgets since the Great Depression. It is also the first since the COVID-19 pandemic dragged Australia into its first recession in almost 30 years. Treasurer Josh...
Federal Budget 2020/21 Analysis From a Tax Perspective
Tax cuts, business investment and job creation took centre stage in the Federal Budget this year, as the Australian Government seeks to reboot growth and repair the damage wrought by COVID-19 on Australia’s economy and employment. Treasurer Josh Frydenberg emphasised...
August 2020
Super and Inheritance: Making Your Wishes Known
People often think their superannuation will be treated as part of their estate when they die and distributed according to their Will, but that’s not the case. Unless you have nominated your beneficiaries, the decision as to who receives your super is in the hands of...
Wills – Making Your Wishes Known
While Australia’s handling of the COVID-19 pandemic was among the best in the world, the speed and spread of the illness underlined just how fragile life can be. It was also a solemn reminder of the importance of ensuring your affairs are in order, so your wishes are...
July 2020
8 Most Commonly Overlooked Tax Deductibles for Medical Professionals (ver. July 2020)
CONTINUING MEDICAL EDUCATION In our experience, it is not uncommon for education costs for medical professionals to stack up. Especially for those pursuing specialist training, the costs can add up to $10,000 and beyond.Consider textbooks, materials, journals,...
June 2020
Are you looking to upgrade a vehicle this EOFY 2020?
by Ryan Manson, Senior Finance Broker There are two reasons why it's a great time of year to upgrade your company vehicle, your business machinery or equipment. You can save money buying at the End of Financial Year sales. You can potentially maximise your tax...
May 2020
Guidelines for Super & Pension EOFY2020
Super Concessional ContributionsThe ASX200 (Australia’s 200 largest companies) shed 33%* of their value from their 12 month-high of 7,192 where it stands at 5,403 today.The silver lining is represented in the form of a buying opportunity. After all, prices...
April 2020
Market UPDATE – WEALTH
Investment Committee | Market UpdateFollowing our recent update last month on the impacts of COVID-19 across investment markets, here's our Investment Committee's perspective in how we position our clients' portfolios. For more insights on how this affects your...
March 2020
GOVERNMENT ANNOUNCES THE NEXT ROUND OF FINANCIAL INCENTIVES TO STIMULATE THE AUSTRALIAN ECONOMY, INCLUDING SMALL & MEDIUM BUSINESSES.
Less than 14 days after releasing the first Economic Stimulus Package, Federal Parliament has approved an additional $66 billion targeting households, employers and businesses alike, including not-for-profit organisations.These measures include:1. Cash...
FAQ: MARKET VOLATILITY & CORRECTIONS IN LIGHT OF COVID-19
by Abraham Aguilan, Director | Senior Financial Adviser HOW DOES THE RECENT MARKET DOWNTURN AFFECT MY INVESTMENTS AND SUPERANNUATION? Your investments and superannuation will be affected by the recent market downturn, the extent depends on the asset...
GOVERNMENT ANNOUNCES $17.6B ECONOMIC STIMULUS PACKAGE TO SUPPORT SMALL & MEDIUM BUSINESSES
GOVERNMENT ANNOUNCES $17.6B ECONOMIC STIMULUS PACKAGE TO SUPPORT SMALL & MEDIUM BUSINESSES by Anthony Hanna, Senior Business Advisor at INFUSION360In light of the COVID-19 virus and its impact on both the global and local economy, the Federal...
December 2019 Newsletter
Artificial Intelligence: the future of finance
We often like to think of artificial intelligence as some fantasy of the distant future, the stuff of sci-fi movies. But the reality is, it’s already here. From flight comparison websites to predictive text, AI is everywhere, but what is it exactly? AI is the...
Lets Talk Superannuation: 4 Things Doctors Need To Know
The world of superannuation not only has with it many ins and outs; it is also changing with every budget or new government. This means there’s an enormous amount of information out there, and though it’s important to be across things it can be difficult to sift...
Is the tide turning for property?
For the first time in years, the planets seem to be aligning for homebuyers and property investors. Interest rates are falling, property prices largely appear to be stabilising and constraints on bank mortgage lending have been relaxed. It’s welcome news for first...
July 2019 Newsletter
5 steps to make income tax easier
The end-of-financial-year period isn't really a time most people relish, but it does offer an excellent opportunity to review your finances and possibly free up funds for more important and enjoyable pursuits. Below we'll show you, in five easy steps, how to...
What tightened lending means for property buyers
Don't be discouraged. Sure, tightened lending means home loans are becoming harder for some to get, but it's not all bad news. That's because there's also reduced competition from investors, housing prices are falling, and clearance rates are too, making it much more...
Exercises you can continue in winter
Too cold. Too dark. Too damp. Well, at least that's how you might justify not exercising as winter creeps in. Here are some fun, low intensity ideas to keep fit. When you're lacking motivation it's easy to think of a million different excuses not to exercise....
January 2019 Newsletter
Decluttering your lifestyle
At what point does the amount of ‘stuff’ we have in our lives start becoming problematic? Spending the entire day organising his garage instead of playing in the backyard with his son was the catalyst for Joshua Becker to declutter. Now the founder of the Becoming...
How to balance healthy eating and a social life
Living a healthy lifestyle doesn’t always mean skipping social events to avoid temptation. There are plenty of ways to have fun with friends without compromising your health goals. We all know the feeling – you’re supposed to be on a health kick, but your friends have...
5 habits you can learn from financially secure people
Ever looked at a friend who has everything together and thought 'what's their secret?' Here are five habits you can implement to achieve financial security. Believe it or not, being secure financially doesn't involve magic or an outrageous stroke of luck. More often...
October 2018 Newsletter
Healthy eating on a budget
Healthy eating doesn’t have to be expensive. With a few simple tweaks to what you buy and how you prep for the week, you could be saving hundreds of dollars every year. What many of us don’t realise is that by eating healthier, it will actually save you money. You’ll...
Income protection insurance – not just about the amount you earn
A common misconception about income protection insurance is that it’s only for high-earners, but this isn’t the case. In reality, no one can afford to be without this safety net, regardless of the amount of income you earn. The only things certain in life are death...
July 2018 Newsletter
What determines the cost of an insurance policy?
There are a number of factors that determine the cost of an insurance policy. A cheap life insurance or income protection insurance policy doesn’t necessarily mean it’s an inferior one, and by the same token, the most expensive policy may not be the best to suit your...
Unlocking your career potential
Knowing what you want to do in life isn’t always simple. It’s not uncommon to hear people well into their 40s or 50s saying that they never discovered what they wanted to be “when they grew up”. This isn’t that surprising. Pursuing a career in what you love, first...
Time to review household debt
Fuelled by rising house prices and low interest rates, the level of personal debt in Australia is relatively high compared to many other countries.i The largest proportion of this debt is often used to purchase a valuable asset – the family home. With careful...
April 2018 Newsletter
How many Aussies have life insurance?
According to research commissioned by TAL, only around half of all Australians hold some form of life insurance, and many are under-insured.i According to the ATO, there are almost twice as many active life insurance policies than there are working-aged Australians,...
The good news about cancer survival rates
Thanks to continued research and advancements in modern medicine, the outlook for people diagnosed with cancer has improved. And with long-term survival now a reality, it’s important to consider the cost of managing an illness over the long-term.i Cancer...
Why you need a health check – even if you think you’re healthy
Even if you exercise a few times a week, sleep well, and eat healthily, it doesn’t mean you don’t need a health check. Despite our best intentions, things don’t always go to plan – like an unexpected health issue or emergency. Whether you’re single or have a family,...
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