What determines the cost of an insurance policy?

What determines the cost of an insurance policy?

There are a number of factors that determine the cost of an insurance policy. A cheap life insurance or income protection insurance policy doesn’t necessarily mean it’s an inferior one, and by the same token, the most expensive policy may not be the best to suit your...
Unlocking your career potential

Unlocking your career potential

Knowing what you want to do in life isn’t always simple. It’s not uncommon to hear people well into their 40s or 50s saying that they never discovered what they wanted to be “when they grew up”. This isn’t that surprising. Pursuing a career in what you love, first...
Time to review household debt

Time to review household debt

Fuelled by rising house prices and low interest rates, the level of personal debt in Australia is relatively high compared to many other countries.i The largest proportion of this debt is often used to purchase a valuable asset – the family home. With careful...
How many Aussies have life insurance?

How many Aussies have life insurance?

According to research commissioned by TAL, only around half of all Australians hold some form of life insurance, and many are under-insured.i According to the ATO, there are almost twice as many active life insurance policies than there are working-aged Australians,...
The good news about cancer survival rates

The good news about cancer survival rates

Thanks to continued research and advancements in modern medicine, the outlook for people diagnosed with cancer has improved. And with long-term survival now a reality, it’s important to consider the cost of managing an illness over the long-term.i   Cancer...